Atom

Privacy Policy for Atom

Last Updated: June 2026

Welcome to Atom ("Atom", "we", "our", or "us"). Atom is a digital financial platform that enables users to access investment and financial services. We are committed to protecting your privacy and ensuring that your personal information is handled securely and responsibly. This Privacy Policy explains how we collect, use, disclose, store, and protect your information when you use our website, mobile application, and related services. By accessing or using Atom, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following categories of information:

Personal Information

  • Full name
  • Date of birth
  • Residential address
  • Email address
  • Phone number
  • Government-issued identification
  • Selfie or biometric verification data (where applicable)

Financial Information

  • Bank account details
  • Transaction history
  • Investment activity
  • Wallet information
  • Account balances

Technical Information

  • IP address
  • Device information
  • Operating system
  • Browser type
  • App usage data
  • Log data

Communication Information

  • Customer support interactions
  • Survey responses
  • Feedback and inquiries

2. How We Use Your Information

We use your information to:

  • Create and manage your account
  • Verify your identity and complete KYC requirements
  • Provide investment and financial services
  • Process transactions
  • Detect and prevent fraud
  • Comply with legal and regulatory obligations
  • Improve our products and services
  • Communicate updates, notices, and support information
  • Ensure platform security

3. Legal Basis for Processing

We process personal information where necessary to:

  • Perform our contractual obligations
  • Comply with applicable laws and regulations
  • Protect legitimate business interests
  • Obtain your consent where required

4. Sharing of Information

We may share your information with:

Service Providers

Third-party vendors that help us provide services, including:

  • Identity verification providers
  • Payment processors
  • Cloud hosting providers
  • Analytics providers
  • Customer support platforms

Regulatory Authorities

We may disclose information where required by law, court order, regulatory request, or governmental authority.

Business Transactions

In the event of a merger, acquisition, restructuring, or sale of assets, your information may be transferred as part of the transaction.

We do not sell your personal information to third parties.

5. Data Retention

We retain personal information only for as long as necessary to:

  • Provide our services
  • Meet legal and regulatory requirements
  • Resolve disputes
  • Enforce our agreements

Certain information may be retained after account closure where required by applicable laws and regulations.

6. Data Security

We implement appropriate technical, administrative, and organizational safeguards to protect your information from unauthorized access, disclosure, alteration, or destruction. While we strive to protect your data, no system can guarantee absolute security.

7. Your Rights

Depending on your location and applicable laws, you may have the right to:

  • Access your personal information
  • Correct inaccurate information
  • Request deletion of your information
  • Restrict or object to certain processing activities
  • Withdraw consent where applicable
  • Request a copy of your data

To exercise any of these rights, please contact us using the details below.

8. Cookies and Tracking Technologies

We may use cookies and similar technologies to:

  • Improve website functionality
  • Analyze user behavior
  • Enhance security
  • Personalize user experience

You may manage cookie preferences through your browser settings.

9. Children's Privacy

Atom's services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

10. International Transfers

Your information may be processed or stored in jurisdictions outside your country of residence. Where applicable, we take appropriate safeguards to protect transferred data.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

12. Contact Us

If you have questions about this Privacy Policy or how we handle your information, please contact:

Atom Support

Email: hello@beammarkets.com

Phone: +234 906 488 3467

Website: atom.app